Boost Your Business with Capital To Grow Scale Pay Wages Fund Operations Renovate Purchase Equipment
Empowering Australian Businesses with Fast, Transparent and Flexible Capital Solutions – Business Loans from $5K to $500K
- Australia's Transparent Business Lender: No hidden fees or surprises – just clear, honest lending.
- Quick Approvals: Access funds when you need them with fast, hassle-free processing.
- Flexible Loan Options: Tailored repayment terms designed to suit your business's cash flow.
Accelerate your Business Growth.
Apply in 5 minutes
with possible same day funding
Taking the fuss out of business funding
- 4 months of sales records
- An active ABN/ACN
- Australian citizenship or permanent residency
Years Experience
Application
Complete your online application in under 5 minutes, and we’ll have everything we need to provide an initial assessment.
Underwriting
Our loan specialists will evaluate your application swiftly. No up front credit checks required.
Approval
Upon approval, we can have the funds in your account that same day, along with a repayment plan tailored to your cash flow needs.
Fuss Free, No Hassle
Simplified application and approval so you can focus on growing your business.
Rapid Approvals, Constant Support
Get approved in as little as 3 hours, with a dedicated loan specialist by your side.
No Impact on Your Credit Score
Receive a conditional approval without a credit check, preserving your credit rating.
Tailored Repayment Plans
Our solutions include daily or weekly repayments to match your cash flow needs.
Rewards for Early Repayment
We don't penalize you for paying back faster.
Complete Transparency
No hidden fees or surprises—just clear, straightforward terms so you know exactly what to expect.
Our Funding Solution
Our capital solutions are designed to ensure your business has access to the capital it needs, when it needs it.

Rapid Business Loan

Business Growth Loan

Asset Backed Loan

Bridging Finance

Line of Credit

Expert Guidance
Are you a broker?
Partner with us to find a solution for your clients.
TESTIMONIALS
Why Small Businesses Trust Us Time and Again

Business Owner
Fast, Flexible Business Loans
“Lendmigo is recognized as a highly flexible lender with high approval rates and a broker-friendly approach.”

Finance Broker
“Lendmigo enables mortgage brokers to expand into SME lending with outstanding partner support and a seamless partner referral system. Lendmigo serves diverse industries, offers flexible risk options, and funds loans the same day upon approval.”

Finance Broker
Ready to Get Started?
We offer both secured and unsecured loan options, giving businesses the flexibility to choose the solution that works best for their circumstances and financial goals.
Applying for a loan with Lendmigo is simple and requires only a few key documents, such as your last 4 months worth of bank statements, proof of identification, and an ABN/ACN. In most cases, these basic documents are all we need to process your application quickly.
No, Lendmigo does not charge any application or assessment fees. We believe in complete transparency and ensure you are informed upfront of any costs associated with your loan, so there are no surprises.
Absolutely! At Lendmigo, we encourage early repayments by offering discounts as an incentive. Unlike many other lenders, we do not penalize clients for paying off their loans ahead of schedule.
Lendmigo takes a holistic approach to evaluating loan applications, focusing on overall business performance, cash flow, and potential. Even businesses with less-than-perfect credit histories are welcome to apply.
If a client encounters difficulty making repayments, we recommend they contact us immediately. Our team is committed to finding solutions, which may include restructuring repayment plans or offering temporary flexibility to help them manage their loan obligations.
No, there is no limit to the number of times a client can apply for funding. As long as they meet our eligibility criteria, they are welcome to reapply for additional loans or request top-ups and renewals on existing ones.
At Lendmigo, we take privacy and security seriously. We use advanced encryption technologies and follow strict confidentiality protocols to ensure all client data is protected at every stage of the loan process.